SAN FRANCISCO – December 3, 2025 – Comulate today filed a verified complaint (available here) against Applied Systems in the Delaware Court of Chancery, seeking immediate relief to halt Applied's campaign to eliminate competition in the insurance technology market. The action follows Applied's November 21 lawsuit against Comulate, which Comulate contends is frivolous litigation and part of a broader scheme to eliminate competition.

Comulate was founded to build visionary and transformative software—not to litigate. Despite attempts to seek a different path to resolution, these efforts were not met in kind. Thus, this step became necessary to protect our customers, Comulate, its employees, and the broader ecosystem.

The complaint reveals what it takes to deliver innovative solutions to Applied's customers—and the anticompetitive conduct that follows when you try: spreading false statements that Comulate was "going out of business," fabricating months-long SDK delays, demanding contracts with IP clauses designed to seize Comulate's technology, asserting improper control of a non-profit trade group, and filing what Comulate calls a "frivolous" lawsuit then weaponizing it to pressure customers into cancelling.

‍

From the complaint:

"Applied does not compete—it destroys. When a startup builds technology that Applied cannot match, Applied’s playbook is simple: acquire or annihilate. Comulate, the fastest-growing insurance brokerage technology company, refused to be acquired. So Applied is trying to annihilate it.

Applied has weaponized a sham lawsuit, lied to customers that Comulate is about to “go out of business,” and threatened to cut off any client that continues working with Comulate—all to eliminate the competitor that Applied and its private equity owner, Hellman & Friedman LLC, are “very scared of” and track as “#1 on their list of competition.”
‍
Applied has established its dominance through anticompetitive conduct that violates the letter and spirit of antitrust laws. Its Epic agency management system has over 80% market share among enterprise insurance brokers. And Applied owns and controls Ivans, the essential data infrastructure that every competitor to Epic—and every customer—needs to operate. Applied acquired Ivans in 2013 after promising to keep it an “open platform.” It broke that promise. Today, Applied controls who gets access to Ivans, on what terms, and for how long. Competitors survive at Applied’s pleasure."

‍

Read the full complaint →

‍

‍

About Comulate
Comulate is the technology company leveraging AI to transform the insurance industry. Powering the largest insurance brokers, Comulate's category-defining accounting automation eliminates 90%+ of manual work, creating a radically exciting future for the insurance back office.
‍

Media Contact
‍comulate@reevemark.com

‍